Mrs 15 HWW always told me that January is the period when she would feel poor and fat. Which I tend to disagree openly and agree quietly. 😉 There’s her birthday, her dad’s birthday, her uncle’s birthday, new year celebrations and this year, even CNY celebrations came early too in January. In short, it’s a month of spending and feasting.
I don’t think I am a tightwad and I have been even pretty nonchalant about budgeting. Although I record expenses religiously, I have rarely put off an expense just because I feel we have been spending too much. (At least not openly.) But boy was I shocked when I tallied up the expenses for this month.
$5,013! That’s at least $1,000 more than the average! But then not surprising after you have seen the detailed and bloodied breakdown for this month’s expenses:
Eating Out: $742.55
Hawker ($262.50) – Considerably high since there was a week when I was on course and all the lunches were provided for. I have even gained a kg from that before CNY even came.
Fast Food ($37.60) – Bulk of it was spent on a weekday dinner with my brother and wife at Subway
Restaurants ($442.45.) – Two main contributors. A birthday treat for my father-in-law at Uncle Leong’s seafood where we feasted on some crabs and a TCC treat for 4 since we get a 50% discount on Mrs 15 HWW’s birthday month.
Supermarket ($211.15) – Drinks and tidbits. CNY is the time to stock up on these processed food since they are way cheaper during this period. Also bought ingredients for 2 steamboats.
Wet Market ($75) – Some expensive prawns, sotong and meat
Bakery ($22.60) – Starting to become a habit to buy my breakfast at Maxwell market before I go to work.
Beverages & Snacks: $11.80
Beverages ($4.30) – A couple of afternoon teas
Snacks ($7.50) – A couple of cheap waffles and Mr Bean ice-cream
Electricity, Gas & Water ($71.43) – With the cold weather, air con usage went to almost zero.
Cellphones ($58.73) – Two M1 iPhone Value+ plans with no excess usage.
1 cab trip, 2 EZ Reload transactions for her and 1 for me.
Clothing ($307.60) – A dress for Mrs 15HWW, some basic tops and bottoms for me from Uniqlo and I got a couple of tops for my brother too
Personal Items ($13) – A new padded sole for my shoes and some toiletries from Watsons.
Others ($878.80) – About $100 for CNY goodies and Ang Baos in excess of $700 make up the bulk of this section
Gifts ($446.00) – A wedding dinner attended by the both of us, a birthday treat for a friend, a present for my father-in-law
Entertainment ($26.00) – A karaoke session in JB! Had a wonderful time but my wife had to deal with my deaf-tone singing. Oops.
A visit to the doctor early in the month.
Overall Total: $5,012.66 (included fixed expenses of $1,970)