October’s expenses came in at a reasonable amount of about $3,810 especially since there was some travelling involved. Stripping out the travel-related expenses to Ho Chi Minh City, the amount for this month would come down to $3,400. It helped that there was amazingly no wedding lunches, dinners or baby showers to attend.
With October’s challenge drawing to a close, you could say it was both a success and a failure. Success as I didn’t spend anything on that category and really cut down my consumption on fast food by a lot. But when I say a lot, it also meant that I didn’t really abstain completely. There were a couple of occasions when I had a free hamburger from the Mac app and since I passed by an outlet, I thought why not?
November’s Challenge: Exercise everyday
I have decided to give my diet a break for November and turn my attention to how I manage my time. Exercising everyday during this semi-retirement is a realistic possibility and that’s the lofty goal from now till the next expenditure update. I am confident of pulling this one off since I have generally been exercising 5-6 times every week for the past couple of months. 😀
Eating Out: $895.07
Hawker ($211.30) – With much less meals happening at fast food restaurants, there’s a bit of an increase in this section.
Fast Food ($11.10) – Bought a Mac meal for my brother and the Mrs had one filet meal too.
Restaurants ($672.67) – 15 entries here. So on average, we visit a restaurant once every two days. With the OCBC 365 credit card, we are paying for most if not all the meals that we have with our extended families too. So a higher amount here isn’t surprising. Moreover, we celebrated our 2nd wedding anniversary with a crab feast. 😛
Supermarket ($19.80) – A couple of trips to get some corn, carrots and fruits that came in handy for breakfast and lunch.
Market ($29.20) – Went to the dry goods market in Bugis to replenish the supply of cashew nuts and pecans. Also bought some chrysanthemum and barley.
Bakery ($3.40) – A couple of loaves of bread
Beverages & Snacks: $23.60
Beverages ($12.20) – Bought a few cans of beer from the airport
Snacks ($11.40) – A couple of Mr Bean ice-cream and also paid for some snacks at Taka when we were out with the family.
Electricity, Gas & Water ($100.20) – With the USave voucher, the real bill was actually $50 less. As we near the end of the year with cooler temperatures, we should expect to start saving more of the electricity bills.
Cellphones ($57.40) – $28.03 for the Mrs’ plan and $29.37 for mine.
1 EZ Reload transaction for each of us. A bit of a drop here since the Mrs has been travelling pretty often recently and $50 is really more than enough for me these days.
Clothing ($284.70) – 2 Uniqlo t-shirts set me back by $25.80 (got them at the cut & sewn section) and the rest were all the responsibility of the Mrs. Two tops, some dresses, a cardigan and a couple of skirts and even a bag!
Personal Items ($13.30) – An eyebrow pencil from Sasa.
Travel ($400) – My Jetstar air ticket to Ho Chi Minh City costs about $150. We also paid for a city tour and another day tour to Mekong Delta. This trip was really affordable since most of the Mrs’s expenses were covered by her company. 😉
Overall Total: $3,811.67 (included fixed expenses of $1,885)