The total expenses for May broke $6,000. WOW.
Perhaps I shouldn’t be so flabbergasted because that might be what many middle income DINKs are spending every month?
An overseas trip for the Mrs, some purchases for myself from department stores and the purchase of a new laptop contributed to the extraordinarily high expenses this month for the 15HWW household.
A more accurate picture is probably the average expenses for the first 5 months of this year which is about $4,000. Extrapolating it would result in an annual expenditure of close to $50,000, which is what we expect to roughly spend in 2015. No surprises on that front and it would be an achievement if we can keep to within $45,000. (Calling out to Mrs 15HWW!)
June’s Challenge: Exercise every other day
The no soft drinks challenge was a resounding success even though I ended it early on the 30th of May by having a meal at KFC. After more than a month without soft drinks, there wasn’t really a craving. And when I drank a cup of Coke yesterday, it just wasn’t that satisfying.
Guess tastes can and do change. 🙂
Exercising every other day during my June holidays sounds like a great idea. That would be less taxing than exercising every day and it shouldn’t be too difficult since I now understand that it’s ok to be inefficient. (Simply loved that article!)
Eating Out: $1186.85
Hawker ($249.15) – The Mrs was not around for a week when she went overseas. Moreover, when she was in town, she cooked a few meals too.
Fast Food ($37.90) – 1 meal at Mos Burger, Mac and KFC and a breakfast at Mac.
Restaurants ($899.80) – A scary month of eating out as we enjoyed crabs on two separate occasions, which ramped up the expenses for this category. A mother’s day dinner added to the expenses too.
Supermarket ($114.05) – 4 or 5 visits to the supermarket to get some supplies for cooking. One of the more costly trips were to get the different mushrooms to make mushroom soup.
Beverages & Snacks: $134.60
Beverages ($29.10) – Work-related expenses since there is a need to socialise and the weather is really hot at times.
Snacks ($105.50) – 2 packets of durians, a couple of trips to the restaurants for desserts and plenty of grass jelly dessert near school when out with my lunchtime kaki.
Electricity, Gas & Water ($87.82) – Electricity usage spiked up to 278kWh as tariffs went down and the weather became even hotter. We only used 8kWh of gas and 5.0 Cu M of water during this month.
Cellphones ($78.03) – $28.03 for the Mrs’ plan and $32 for mine.
1 EZ Reload transaction for each of us and a cab trip that costs $6 when I was late for tuition.
Clothing ($280) – A pair of Skechers. There was a store promotion and together with a Groupon promotion, a top range running shoe costs only about $120. My old pair is really coming apart after more than 4 years of wear and tear (not an excuse). I bought a Braun Buffel wallet during its recent Expo fair and got some G2K shirts at the outlet in Changi City Point during the same trip.
Books ($56) – Popular Expo fair and we bought some assessment books for our students. We never claim such expenses from our students, in case you are interested in hiring either of us? 😉
Electronics ($534) – Since I was entitled to claim $450 from my workplace, I decided to get a new laptop as my 3 year old laptop appears to be dying (more likely just an excuse).
Others ($110) – A baby shower, a haircut and renewal of the Popular Card membership.
Travel ($1600) – The Mrs went to Seoul with her family and relatives for six days. It’s a rough estimate since the air tickets cost $800 and the accommodation set her back by $250 (Airbnb). Considering that she didn’t buy alot of stuff, $1600 was just about right.
Overall Total: $6,172.35 (included fixed expenses of $1,885)