Passive Income Update: September 2015

It was a roller coaster ride again during the past month. The STI Index fell gradually and even dipped below 2,800 before making a quick and rapid surge back to above the 3,000 mark. Here’s a diagram to give all of us a better picture.

STI index

At this point in time, there are some bloggers who believe that the worst is behind us while there are others who believe the worst is yet to come.

Me?

I seriously have no idea. My record of short-term market predictions is probably worse than Donald Trump’s approval ratings among women. And that’s saying something.

Nonetheless, you would be surprised to find out that during the past month, I have sold off quite a few of my holdings. The decision was largely independent of the market movements as I am trying to trim the number of stocks I currently hold. And of course, conserving a little more cash for overseas investments.

So, what did I sell?

If I ever got close to marrying two stocks over the past couple of years, it had to be Vicom & First REIT. And interestingly, 4 lots of Vicom was disposed of @$6.03 last month and 8 lots of First REIT were sold @$1.365 just yesterday!

brutal animated GIF

Attention all holdings! Yes, things are getting brutal…

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Dividends received in September 2015: $776

OCBC: $216

ST Engg: $200

Kingsmen: $170

Semb Corp: $150

Super Group: $40

 

Dividends received YTD: $6,451

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Stocks (As at 16th October 2015)

Stock Amount Price Valuation Dividend Est. Income
STI ETF 7,000 $3.070 $21,490 $0.1000 $700.00
Kingsmen 17,000 $0.795 $13,515 $0.0400 $680.00
ST Engg 4,000 $3.190 $12,760 $0.1500 $600.00
Wilmar 4,000 $2.950 $11,800 $0.0750 $300.00
Semb Corp 3,000 $3.900 $11,700 $0.1600 $480.00
OCBC 1,200 $9.420 $11,304 $0.3600 $432.00
PLife Reit 4,000 $2.300 $9,200 $0.1152 $460.80
Dairy Farm 900 $8.900 $8,010 $0.3200 $288.00
MCT 6,000 $1.320 $7,920 $0.0800 $480.00
Boustead 9,000 $0.840 $7,560 $0.0400 $360.00
Jard C&C 200 $31.990 $6,398 $1.1093 $221.86
Genting 8,000 $0.770 $6,160 $0.0100 $80.00
LKH 10,000 $0.585 $5,850 $0.0300 $300.00
M1 2,000 $2.880 $5,760 $0.1890 $378.00
MTQ 10,000 $0.570 $5,700 $0.0400 $400.00
Super Grp 4,000 $0.890 $3,560 $0.0310 $124.00
Bou Proj 2,700 $0.785 $2,120 $0.0000 $0.00
Total $150,807 $6,284.66

Others (As at 16th October 2015)

Asset Valuation Est. Income
OCBC 360 Account $60,000 $1,320
FCL 3.65% Bonds $21,147 $767
SSB (Oct 2015) $5,000 $48
Total $81,147 $2,087 

Total Valuation = $231,954

Total Est. Annual Income = $8,371.66

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    8 thoughts on “Passive Income Update: September 2015

    1. B

      Hi 15HWW

      Interesting that you have bought more ETF from the previous to this month. And I was rather surprised at your divestment of First Reit.

      1. My 15 HWW Post author

        Hi B,

        You are really sharp!

        I realised I forgot to mention I added 2500 shares of STI ETF @2.81 during the past month.

        If I don’t remember wrongly, I bought First REIT at around the same time as you but think you sold it quite some time ago?

      1. My 15 HWW Post author

        Hi Paul,

        I think the best strategy for anyone is a strategy that sticks. Hopefully, one’s strategy is largely independent of price movements? Otherwise, can easily “buy high, sell low?”

      1. My 15 HWW Post author

        Hi Mickey J,

        I don’t like to invest with leverage and I believe if I were to start a business, there’s probably no better place to do it than Singapore.

        Got the answer already? =)

    2. JW

      Pretty cool to see your portfolio evolve. What’s your target ETF % in your portfolio allocation?

      Mine long-term target is 50% (currently ~42%). Do check out other ETFs listed in other exchanges. I have SPY (S&P 500 listed on NYSE) and VGK (FTSE100 listed on NYSE). Both are great for further diversification.

      Am actually quite interested in your investment philosophy.

      Regards,
      JW

      1. My 15 HWW Post author

        Hi JW,

        I am definitely targeting other ETFs outside of STI ETF and will probably be penning down my new investment philosophy on a short e-book.

        Let’s see if I can get it out by the end of Nov!