With a new set of fixed expenses, the monthly expenses will be coming down and July’s the lowest for this year.
For the month of July, we spent less than $3,300 and our average for the year reduced to $4,470 for each month. Next month’s expenses are likely to be rather low too as my peak season draws. I no longer have a 25 hour work week and even my recent mornings are being taken up by an international student. Yesterday, I only had a half an hour dinner break and packed a burrito for it.
Nonetheless, these busy months will be compensated by the lull time in November and December. I probably have to earn more now to justify a short overseas trip during that period. =p
Eating Out: $838.20
Hawker ($337.10) – There’s a hike in this department as we consciously cut down on carbohydrates. For eg, I will sometimes order cai peng without rice and order 4 dishes instead of 3.
Fast Food ($47.30) – A couple of Long John Silvers and two Mac meals for us! The Mrs is a big fan of curly fries.
Restaurants ($453.80) – We bought some Tampopo vouchers and dined with the Mrs’ family there twice. We also had crabs at Tunglok recently and there was a trip to JB in the middle of the month!
Supermarket ($54) – Two trips to NTUC. No tubs of ice-cream from Haagen Daaz or Ben & Jerry’s this month!
Beverages & Snacks: $95.40
Snacks ($84.80) – Bumped up by a durian purchase that set me back by more than $40. Also bought some popcorn for my student’s birthday!
Drinks ($10.60) – Very much controlled as we had only one cup of Koi each.
Electricity, Gas & Water ($90.30) – Electricity usage was higher at 291kWh for this month. 17KWh of gas and 725 Cu M of water make up the rest of the utility bill. With the increase in electricity tariffs and the increasingly hot weather, I really do think $100 is not a matter of if but when.
Cellphones ($96.55) – $51.55 for me and $45 for the Mrs for this piece of essential service.
1 EZ Reload transaction for me and 2 for the Mrs.
Gifts ($120) – A church wedding lunch just the last week
Clothing ($54) – We got some new basics from Uniqlo and I bought some freaking cheap T-shirts in JB.
Work ($54) – Books from Popular, especially for my P6 kids as they enter the final stretch before their PSLE.
Entertainment ($40) – Karaoke and a Chinese Orchestra concert which I had to accompany the Mrs. She actually played the flute in Secondary and JC.
Overall Total: $3,277.45 (included fixed expenses of $1,685)