Once upon a time, I was a pretty big spendthrift. I would just open my mouth to plead for more allowances from my Mum in order…
Many New Yorkers have the option of staying or retiring in lower cost states like Colorado and Florida within their home country. Although this isn’t strictly applicable in…
There was happy news for about 30% of our workforce on Thursday as the Public Service Division announced that civil servants will get a year-end Annual Variable…
Some readers might be awed about the amount of things I know (wishful thinking on my part?) or perplexed by the (somewhat extreme?) views that…
The Supplementary Retirement Scheme (SRS) seems like a cool financial phrase to utter these days. From the most recent Sunday Times which had two articles espousing the benefits of…
The market was pretty flat throughout the last month but there’s still a healthy increase in the valuation of our shares. Excluding the monthly $600 injected into the Philips Sharebuilder Plan…
For most, walking is an exercise. It’s likely to be either a walk in the park or one that requires more effort and speed on…
In theory, it really isn’t that complicated to achieve an early retirement. For this post’s sake, let’s agree that early is defined as below 45 years of age. This is…
Just slightly more than 2 weeks ago, we flew to Bangkok with Mrs 15 HWW’s family (parents and younger brother) for a short vacation. Bangkok is…
The start of a new month also means that all the expenses for the previous month is in and so it’s time for another expenditure…









