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Tag: cash

OCBC 360 Account: A Heavy-Hearted Update
Assets

OCBC 360 Account: A Heavy-Hearted Update

Posted on May 14, 2015July 12, 2017 by My 15 HWW

I had always seen this coming.  😥 For what is effectively a liquid savings deposit, the OCBC 360 Account offered a ridiculously high interest of 3.05% for balances…

Thanks For The Easy $200, SAF!
Semi Retirement

Thanks For The Easy $200, SAF!

Posted on April 9, 2015 by My 15 HWW

This is pretty much hot off the oven!  😛 Yeah, I took my Individual Physical Proficiency Test (IPPT)* about 6 hours ago and under the…

Singapore Savings Bonds: A.K.A. LKY Bonds?
Assets

Singapore Savings Bonds: A.K.A. LKY Bonds?

Posted on March 31, 2015 by My 15 HWW

Oh it’s a bird! No, it’s a plane! And no, it’s none of them and definitely not Superman! The recent arrival is the new Singapore Savings…

Should You Build A Singapore Permanent Portfolio?
Assets

Should You Build A Singapore Permanent Portfolio?

Posted on March 22, 2015March 22, 2015 by My 15 HWW

As the portfolio that I publish on this site heads north towards the $300k mark, I do notice my balls shrinking ever so slightly.  😳…

Exit From Phillip Capital ShareBuilder Plan
Assets

Exit From Phillip Capital ShareBuilder Plan

Posted on October 21, 2014October 21, 2014 by My 15 HWW

4 years ago, when Mrs 15HWW wasn’t Mrs 15HWW yet, I cajoled her to sign up for the Philip Capital ShareBuilder Plan. I was still…

Asset Allocation And My Strategy
Assets

Asset Allocation And My Strategy

Posted on October 10, 2014March 22, 2015 by My 15 HWW

After more than a year blogging about personal finance and investments, I am surprised that something as important as asset allocation has never been directly addressed in…

OCBC 360 Account: An Amazing Product?!
Semi Retirement

OCBC 360 Account: An Amazing Product?!

Posted on April 6, 2014July 12, 2017 by My 15 HWW

Once upon a time, there were about 6 or 7 local banks in Singapore. But after the Asian Financial Crisis in 1997 and MAS’s commitment…

Is There An Optimal Amount Of Emergency Funds To Keep?
Assets

Is There An Optimal Amount Of Emergency Funds To Keep?

Posted on October 28, 2013September 29, 2014 by My 15 HWW

Yeah, wouldn’t it be great if there’s an equation out there that tells us how much emergency funds we should keep? Like f(x) = x^2…

Clarifications On My (Or Lack Of) Emergency Fund Situation
Goals and Plans

Clarifications On My (Or Lack Of) Emergency Fund Situation

Posted on October 25, 2013September 29, 2014 by My 15 HWW

From the outside looking in, I guess many might view me as a young, brash and authoritative wannabe (from the way I write) who has crashed into this…

Why We Don’t Keep A Separate Emergency Fund
Assets

Why We Don’t Keep A Separate Emergency Fund

Posted on October 18, 2013September 18, 2014 by My 15 HWW

Mainstream personal finance experts advise us to maintain a separate emergency fund for unforseen negative events in our life. And it should ideally be in the…

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