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Tag: mortgage

Why CPF Should Not Be Returned At Age 55
Semi Retirement

Why CPF Should Not Be Returned At Age 55

Posted on September 8, 2015September 8, 2015 by My 15 HWW

As a non-politically apathetic young adult in Singapore, I have been tuning in to some election rallies during the campaigning in the past week. To…

Fixed Expenses Update: 2015
Expenses

Fixed Expenses Update: 2015

Posted on July 12, 2015 by My 15 HWW

As most followers of this blog knows, we record our monthly expenses almost religiously. I have little doubt that this is the best way for us to…

Rising Interest Rates…Any Regrets?
Assets

Rising Interest Rates…Any Regrets?

Posted on June 8, 2015 by My 15 HWW

About 2 years ago, I made a decision to do away with my HDB Housing Loan and switched my mortgage to POSB instead. Then, with interest rates…

Stocks VS Properties: Painting An Equivalent Scenario
Assets

Stocks VS Properties: Painting An Equivalent Scenario

Posted on January 9, 2015 by My 15 HWW

I find it amazing that besides these two posts (here and here) which more or less talks about the merits of purchasing a BTO flat,…

Asset Enhancement & Its Negative Consequences
Assets

Asset Enhancement & Its Negative Consequences

Posted on October 27, 2014October 31, 2014 by My 15 HWW

For the best part of Singapore’s 50 years of history, the government has ensured that HDB flats were not just homes but also an appreciating asset.…

Fixed Expenses Update: 2014
Expenses

Fixed Expenses Update: 2014

Posted on July 28, 2014 by My 15 HWW

As most followers of this blog knows, we record our monthly expenses almost religiously. I have little doubt that this is the best way for us to…

3 Reasons Not To Pay Off Your Mortgage Early
Expenses

3 Reasons Not To Pay Off Your Mortgage Early

Posted on September 12, 2013September 16, 2014 by My 15 HWW

“Dear, are you sure we should take a 30-year home loan? Perhaps we should seriously consider a 25-year or even a 20-year loan instead. With our…

Our Fixed Expenses
Expenses

Our Fixed Expenses

Posted on August 30, 2013September 3, 2014 by My 15 HWW

I hate hypocrites. These people say one thing, but do another. No, I am not refering to the girlfriend that says “Anything’s fine for dinner” but gives…

Making HDBs More Affordable
Housing

Making HDBs More Affordable

Posted on August 28, 2013September 3, 2014 by My 15 HWW

In case you have the misconception that I am one of those anti-PAP Singaporeans after reading my views on the proposed Medisave Life and PSLE changes, let…

POSB: Our Friendly Banker Next Door
Housing

POSB: Our Friendly Banker Next Door

Posted on August 24, 2013September 3, 2014 by My 15 HWW

POSB pride themselves as being neighbours first and bankers second. And it’s true. Because Singaporeans have always treated POSB better than even their real neighbours. Otherwise, why are…

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