2013 is over and it’s time to wrap up the expenses for the year with the December numbers. With lots of merrymaking, meeting up with friends and family, Dec is also the month which I have spent the most (excluding vacation expenses) since I started recording expenses again some months ago. We spent $4,087.38 this month, buying gifts, hosting dinners and having a jolly good time.
Below is the detailed breakdown for this month’s expenses:
Eating Out: $828.40
Hawker ($273.55) – Pretty standard, although slightly above the norm.
Fast Food ($38) – 2 to 3 Mac meals each and a couple of Subway sandwiches.
Restaurants ($516.85) – A Dim Sum treat for Mrs 15HWW’s family, and a dinner @Ichiban with my siblings and a month of meeting up with friends and families at poshier places all adds up.
Supermarket ($25.50) – Abnormally low since we are using up vouchers that were given to us as housewarming gifts.
Wet Market ($19.50) – One trip to the wet market since we are out on most evenings during this month.
Bakery ($29.20) – Lifestyle inflation since both of us are having “nicer” breakfasts in the office.
Baking ($13) – Some simple supplies from Phoon Huat as Mrs 15HWW made some tiramisu during Christmas.
Beverages & Snacks: $46.50
Beverages ($28) – Mrs 15HWW made a visit to Timbre for some drinks with her friends
Snacks ($18.50) – A dessert treat for the both of us at this Nana Japanese place.
Electricity, Gas & Water ($87.78) – Pretty consistent and fair for a 5-room flat. The rainy season helps to lower energy costs to cool down the flat.
Cellphones ($58.73) – Two M1 iPhone Value+ plans with no excess usage.
3 cab trips, 2 EZ Reload transactions for her and 1 for me.
Clothing ($50) – One top and a pair of shoes for the lady
Personal Items ($4) – A short trip to Daiso.
Toys ($29) – Bought a soft toy from Craftholic for Mrs 15HWW which she had craved for more than a year.
Others ($198.80) – Hosted a group of friends for Christmas and ordered some food for the event. We also hired a part-time cleaner who helped us with some spring cleaning.
Gifts ($290.05) – Deserves a separate column this time. Christmas presents took up the bulk of these expenses.
Both of us went for a thorough health screening. My idea of a Christmas present for us. =p Especially since the last comprehensive one I had was probably the pre-NS screening while she never ever did one. 😮 And luckily, except for some minor issues, a clean bill of health was declared for us.
Overall Total: $4,087.38 (included fixed expenses of $1,970)
If we add up Aug to Dec’s expenses and spread it all out, we have spent about $3,840 a month on average in the 2nd half of 2013.
Although it’s above the $3,500 I need to keep under $40,000 for a full year (part of my 2014 goals), the consolation is that I ain’t really that far away from $3,500. Perhaps cut down by another 10%? Anyway, since I am pretty serious at maintaining this recording of expenses for the full year in 2014, we should be able to find out around 365 days later. =)