Similar to 2017, it’s a terrific start to the year for the markets.
Month-on-month, the portfolio managed to increase by $10,000 and the value of the portfolio is now at $438,000.
With work gearing up, we managed to inject $2,000 to the portfolio. This also means that the organic gains total $8,000 this month. In fact, all three sub-portfolios registered gains!
Even though my stocks are still under-performing the index, I am definitely not complaining. Let’s see how long this bullish sentiment lasts.
Overall Portfolio (Value: $438,000)
1. 15HWW Permanent Portfolio
It’s quite incredible that all three of STI ETF, Berk B and Gold are up this month!
However the rise of Berk B and Gold prices in the past year is tampered by the appreciation of the SGD against the US dollar. One year ago, the USD-SGD rate was at 1.42 and it’s now depreciated to 1.32. That’s a 7% difference!
Otherwise, the return of this sub-portfolio would be even higher than the already impressive 9.5% p.a.
USD-SGD Rate: 1.32
UOB 50 Gram PAMP Gold Price: $2,830 x 6 = $16,980
Annualised Return: 9.5% p.a. (Jan 2017 to Jan 2018)
Annualised Return: 7.0% p.a. (Nov 2010 to Jan 2018)
3. DWI Picks
I subscribe to Dr Wealth Insiders (DWI) as a form of diversification. Only time can tell if I had made a good choice. And for obvious reasons, I will not be revealing the make-up of this portfolio. However, I can probably still document it by noting down a few comments and indicators below.
The sub-portfolio, did ok this month and managed to increase by 1.5% in tandem with the overall market.
Sub-portfolio Value: $75,570
Number of local stocks: 6
Number of international stocks: 4
Annualised Return: 5.3% p.a. (Sep 2016 to Jan 2018)
This is the amount of cash or cash equivalents we have that is ready to be deployed.
This month, there is an additional injection of $2,000 from the savings of our income.
Warchest Value: $90,000