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Semi Retirement Made Earlier & Easier

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Author: My 15 HWW

Portfolio Update: May 2017
Assets

Portfolio Update: May 2017

Posted on May 24, 2017May 25, 2017 by My 15 HWW

I am just back in Singapore after a week long vacation and it’s nice to find out that it’s another “slow and steady” month on…

The Big Three: Food, Housing & Transport Costs
Expenses

The Big Three: Food, Housing & Transport Costs

Posted on May 15, 2017 by My 15 HWW

We have averaged about $50,000 worth of annual expenditure for the past few years. Even though I have set a budget of $42,000 early this…

Portfolio Goals For The Next Decade
Assets

Portfolio Goals For The Next Decade

Posted on May 9, 2017 by My 15 HWW

Ok, I know, I know. Systems are all the rage these days and goals are so passe. Not to mention that investment returns are largely…

Expenses Update: April 2017
Expenses

Expenses Update: April 2017

Posted on May 3, 2017 by My 15 HWW

We spent about $3,470 in April and it was actually below the monthly budget of $3,500!  After including this month’s expenditure, we have managed to lower our…

Freeing Up More Time And A Slower Accumulation Rate
Assets

Freeing Up More Time And A Slower Accumulation Rate

Posted on April 27, 2017 by My 15 HWW

I am celebrating my 31st birthday in a couple of days’ time and I will be getting my best present ever. More of the Mrs’…

Useful Thought Experiment: What If You Were To Die Exactly 10 Years Later?
Goals and Plans

Useful Thought Experiment: What If You Were To Die Exactly 10 Years Later?

Posted on April 24, 2017 by My 15 HWW

All I want to know is where I’m going to die so I’ll never go there – Charlie Munger What’s both fascinating and cruel about…

Portfolio Update: April 2017
Assets

Portfolio Update: April 2017

Posted on April 17, 2017April 21, 2017 by My 15 HWW

This could be considered a pretty good month for the portfolio. Firstly, even though the STI retreated slightly, there were gains even after excluding the capital…

Can You Afford To Pay For Private Hospitalisation Plans In Your Old Age?
Insurance

Can You Afford To Pay For Private Hospitalisation Plans In Your Old Age?

Posted on April 7, 2017March 5, 2018 by My 15 HWW

Raising Of Premiums When I heard this piece of news that meant all insurers were effectively raising the premiums of their Integrated Shield Plans (IPs), I…

Expenses Update: March 2017
Expenses

Expenses Update: March 2017

Posted on April 3, 2017 by My 15 HWW

  We spent about $4,250 in March and it was actually another rather frugal month by our standards. If we excluded the $700 that we…

15HWW Origins: Illness And The Passing Of My Mum
Philosophy

15HWW Origins: Illness And The Passing Of My Mum

Posted on March 26, 2017March 27, 2017 by My 15 HWW

My Mum was the closest kin I had, by millions of miles. If my Mum were still alive, we would be celebrating her 54th birthday today. If…

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My 15 Hour Work Week

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