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Semi Retirement Made Earlier & Easier

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Category: Expenses

Headline Inflation Numbers And My Personal Inflation Rate
Expenses

Headline Inflation Numbers And My Personal Inflation Rate

Posted on November 20, 2021 by My 15 HWW

One crypto post, one-non crypto post. We all need some balance in life, eh? Headline Inflation Numbers You probably have seen them. 6.2% in the…

Oh No, The Washing Machine Is Spoilt!
Expenses

Oh No, The Washing Machine Is Spoilt!

Posted on November 9, 2021 by My 15 HWW

My BTO is approaching the 9-year mark and there are no short-term plans to move. Especially since I have endured 3 rounds of renovations in…

Dissecting The Middle Class Lifestyle
Expenses

Dissecting The Middle Class Lifestyle

Posted on September 28, 2021 by My 15 HWW

Most of the people I know identify themselves as the “sandwiched middle-class”. Not surprisingly since in Singapore, it probably covers anyone between the 20th and…

5 Revelations After 2 Years Of Car Ownership
Assets

5 Revelations After 2 Years Of Car Ownership

Posted on July 6, 2021 by My 15 HWW

Honestly, I did not expect myself to be a car owner in Singapore. After all, the easiest way to achieve FIRE or set yourself up…

Choosing OCBC GreatHome To Protect Our Home
Assets

Choosing OCBC GreatHome To Protect Our Home

Posted on June 22, 2021June 23, 2021 by My 15 HWW

As I wrote almost 8 years ago in this post, we spent about $40,000 for the renovation of our 5-room BTO flat and an additional…

Efficient Credit Card Strategy With UOB One And UOB Absolute Cashback
Expenses

Efficient Credit Card Strategy With UOB One And UOB Absolute Cashback

Posted on May 28, 2021 by My 15 HWW

This is going to be a short post. I will be sharing a simple and efficient credit card strategy (in terms of cashback).  10 or…

Why I Will Not Buy A Chanel Bag For The Mrs
Expenses

Why I Will Not Buy A Chanel Bag For The Mrs

Posted on March 18, 2021April 26, 2021 by My 15 HWW

I was recently told that owning a Chanel bag is not too different from the 100k saving challenge. Apparently, people will ask you at what…

Meet Azrael: The Blogger Who Saved $500K In 2020 At Age 32
Assets

Meet Azrael: The Blogger Who Saved $500K In 2020 At Age 32

Posted on March 9, 2021 by My 15 HWW

A week ago, I wrote an article on the significance of saving $100k before turning 30. Unsurprisingly, there were some Zoomers or younger Millennials lamenting…

3 Quick Wins For Financially Non-Savvy Folks
Assets

3 Quick Wins For Financially Non-Savvy Folks

Posted on February 14, 2021February 14, 2021 by My 15 HWW

I am not talking about you. The fact that you are reading this post (or better, following me), you are likely to be financially savvy.…

Predicting COE Prices In 2021
Assets

Predicting COE Prices In 2021

Posted on January 19, 2021March 22, 2021 by My 15 HWW

“He who doesn’t make a prediction has no skin in the game.” – Mr 15HWW When we buy a stock or an asset, we are…

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