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Tag: savings

OCBC 360 Account: A Heavy-Hearted Update
Assets

OCBC 360 Account: A Heavy-Hearted Update

Posted on May 14, 2015July 12, 2017 by My 15 HWW

I had always seen this coming.  😥 For what is effectively a liquid savings deposit, the OCBC 360 Account offered a ridiculously high interest of 3.05% for balances…

Singapore Savings Bonds: A.K.A. LKY Bonds?
Assets

Singapore Savings Bonds: A.K.A. LKY Bonds?

Posted on March 31, 2015 by My 15 HWW

Oh it’s a bird! No, it’s a plane! And no, it’s none of them and definitely not Superman! The recent arrival is the new Singapore Savings…

Get Rich With… Patience!
Expenses

Get Rich With… Patience!

Posted on October 18, 2014 by My 15 HWW

About a month ago, on 19 September, I had a really strange desire. I actually wanted to get my hands on one thousand sets of…

Lessons From Madam Goh Kah Keow
Philosophy

Lessons From Madam Goh Kah Keow

Posted on July 6, 2014 by My 15 HWW

I had stumbled upon Madam Goh Kah Keow’s story last week and my heart really went out to her, so much so that I had…

OCBC 360 Account: An Amazing Product?!
Semi Retirement

OCBC 360 Account: An Amazing Product?!

Posted on April 6, 2014July 12, 2017 by My 15 HWW

Once upon a time, there were about 6 or 7 local banks in Singapore. But after the Asian Financial Crisis in 1997 and MAS’s commitment…

Growing “My” Tree Of Prosperity
Semi Retirement

Growing “My” Tree Of Prosperity

Posted on January 23, 2014October 31, 2014 by My 15 HWW

Jonathan Kwok caused quite a bit of a stir in the personal finance world half a year back. Basically, he wrote an article illustrating how…

Observations Of Year End Bonus For Civil Servants
Expenses

Observations Of Year End Bonus For Civil Servants

Posted on November 24, 2013October 7, 2014 by My 15 HWW

There was happy news for about 30% of our workforce on Thursday as the Public Service Division announced that civil servants will get a year-end Annual Variable…

Why We Don’t Keep A Separate Emergency Fund
Assets

Why We Don’t Keep A Separate Emergency Fund

Posted on October 18, 2013September 18, 2014 by My 15 HWW

Mainstream personal finance experts advise us to maintain a separate emergency fund for unforseen negative events in our life. And it should ideally be in the…

Mr Fredricksen Should Have Saved More For His Trip!
Expenses

Mr Fredricksen Should Have Saved More For His Trip!

Posted on September 10, 2013September 14, 2014 by My 15 HWW

After the Aladdin parody, I am on a roll with cartoons/movies and today, we shall be picking up some simple personal finance lessons from the…

Reduce The Cost Of Owning A Phone
Expenses

Reduce The Cost Of Owning A Phone

Posted on August 8, 2013September 3, 2014 by My 15 HWW

Woohoo! My mobile contract reached the all important 20 months a week ago and just like everyone else, I proceeded to renew my long-term relationship with the telco. I…

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