August proved to be another “high-expenses” month. Close to $5,000, which is easily at least $1,000 higher than the usual. I could point to two chief culprits:
The one week experience of spending holiday money in Singapore and of course, a new sofa (our saving grace was that it was a display piece).
Nonetheless, as I get more used to my new lifestyle of not having to report to an office (hopefully from now till forever) and that we are not planning for any holidays from now till the end of the year, the expenses should come down. When I am happier and have more energy, the willpower to resist frivolous expenses is really much stronger.
Keeping within $50,000 for this year seems like a reasonable target. We shall see in a few months’ time. It’s election season and guys, fiscal discipline is important. 😎
Eating Out: $1,104.40
Hawker ($241.60) – The usual “budget” eating out and some treats to friends here and there. I am actually quite surprised how consistent this category is over the past months and years.
Fast Food ($38.70) – 2 MacDonald meals, another 2 at KFC, a Subway sandwich and using some National Day coupons to get 2 baguettes at Delifrance.
Restaurants ($824.10) – Hugely bumped up after our one week experience at the start of the month. 18 entries for this month which also means that we dined out at restaurants at least one every other day. A luxurious lifestyle, I must say.
Supermarket ($67.65) – Started steaming and cooking simple lunches at home. My favourite is the corn and carrot combo together with some roasted nuts. Yeah, I am lazy.
Market ($40) – Cashew nuts, almonds and pecans from wholesalers at Bugis. It’s really much cheaper to get these dried goods there as compared to supermarkets.
Beverages & Snacks: $72.90
Beverages ($19.60) – A $4 100 plus when we caught the Arsenal vs Everton match (complimentary tickets) and a cup of KOI in addition to the usual few cups of sugar cane at hawkers and lemon tea in school.
Snacks ($53.30) – We enjoy Japanese parfaits and have tried a few. In our humble opinion, the Kyoto Delight @St Marc’s Cafe is definitely value-for-money, if you have $8.80 to spare.
Electricity, Gas & Water ($103.37) – Electricity usage moderated to 302kWh as air con usage was moderated, especially in the day. We also used about 23kWh of gas and 6.8Cu M of water too, a significant decrease from the previous month.
Cellphones ($74.03) – $42.03 for the Mrs’ plan after the upgrade and $32 for mine.
1 EZ Reload transaction for each of us.
Clothing ($94.80) – I bought two pairs of running socks from 2XU for $20. They are the kind that won’t give me blisters so I believe it’s well worth it. The rest were incurred by the Mrs during our crazy first week.
Books ($18) – More assessment books for my students’ final preparations in the end-of year examinations.
Furniture ($950) – We sold our old sofa and bought a new one. The fabric sofa wasn’t giving us much comfort and we decided to find a leather piece. Even after accounting for the revenue of the old sofa, we still had to fork out another $950.
Movies ($60) – Gold Class tickets @VivoCity and a pot of flower tea to go along with the experience.
Others ($368) – Bought some Pandan chiffon cakes for our neighbours and some expensive honey from Yummi House. 6 bottles in total.
Overall Total: $4,875.15 (included fixed expenses of $1,822)