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Category: Philosophy

What If I Had Invested In The STI ETF For The Past 7 Years
Assets

What If I Had Invested In The STI ETF For The Past 7 Years

Posted on October 24, 2017 by My 15 HWW

It’s been 7 years and the 15HWW portfolio currently stands at around $430,000. It comprises $350,000 of capital which also means that the remaining $80,000 comes from…

Useful Thought Experiment: Spending $15,000 In A Month
Expenses

Useful Thought Experiment: Spending $15,000 In A Month

Posted on September 26, 2017 by My 15 HWW

I think less than 10% of Singapore households spend above $15,000 in a month. In fact, from this piece of statistic, it seems that even…

Being “Miserly” To The Mrs?
Philosophy

Being “Miserly” To The Mrs?

Posted on September 13, 2017 by My 15 HWW

I read SMOL’s post on the difference between frugal and miserly with quite a bit of interest. Not to mention the conversation it generated with…

A Thoughtful Teachers’ Day Gift
Philosophy

A Thoughtful Teachers’ Day Gift

Posted on September 2, 2017September 2, 2017 by My 15 HWW

Honestly, I did not expect any gifts from my students on this day. Well, to me, the irony is that any teacher that “expects” to…

Reflections On Optimisation And Benchmarking
Expenses

Reflections On Optimisation And Benchmarking

Posted on August 28, 2017 by My 15 HWW

On Optimisation “Huh? I have to eat Cai Peng everytime because it’s the most value-for money? What’s the point of retiring early then?” “What?! Manage…

Most Achievements Are Simple, But Not Easy
Philosophy

Most Achievements Are Simple, But Not Easy

Posted on June 29, 2017 by My 15 HWW

I read this post written by Lionel from Cheerful Egg about a week ago and it struck a massive chord with me. It actually surprised me…

Freeing Up More Time And A Slower Accumulation Rate
Assets

Freeing Up More Time And A Slower Accumulation Rate

Posted on April 27, 2017 by My 15 HWW

I am celebrating my 31st birthday in a couple of days’ time and I will be getting my best present ever. More of the Mrs’…

Useful Thought Experiment: What If You Were To Die Exactly 10 Years Later?
Goals and Plans

Useful Thought Experiment: What If You Were To Die Exactly 10 Years Later?

Posted on April 24, 2017 by My 15 HWW

All I want to know is where I’m going to die so I’ll never go there – Charlie Munger What’s both fascinating and cruel about…

Can You Afford To Pay For Private Hospitalisation Plans In Your Old Age?
Insurance

Can You Afford To Pay For Private Hospitalisation Plans In Your Old Age?

Posted on April 7, 2017March 5, 2018 by My 15 HWW

Raising Of Premiums When I heard this piece of news that meant all insurers were effectively raising the premiums of their Integrated Shield Plans (IPs), I…

15HWW Origins: Illness And The Passing Of My Mum
Philosophy

15HWW Origins: Illness And The Passing Of My Mum

Posted on March 26, 2017March 27, 2017 by My 15 HWW

My Mum was the closest kin I had, by millions of miles. If my Mum were still alive, we would be celebrating her 54th birthday today. If…

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