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Tag: mortgage

Why I Would Refinance From HDB Concessionary Loan To POSB Home Loan
Assets

Why I Would Refinance From HDB Concessionary Loan To POSB Home Loan

Posted on August 22, 2017 by My 15 HWW

TL;DR: If I were still on the HDB Concessionary Loan for the mortgage of my flat, I would switch over to the POSB Home Loan…

Fixed Expenses Update: 2017
Expenses

Fixed Expenses Update: 2017

Posted on July 27, 2017 by My 15 HWW

As most followers of this blog knows, we record our monthly expenses almost religiously. I have little doubt that this is the best way for us to…

Debunking 7 Myths Of Bank Home Loans
Housing

Debunking 7 Myths Of Bank Home Loans

Posted on July 20, 2017 by My 15 HWW

Background In early 2013, when I first received the keys to my BTO flat, I had a mortgage of about $255,000. Like most first-time BTO…

A Christmas Gift From POSB
Expenses

A Christmas Gift From POSB

Posted on December 25, 2016 by My 15 HWW

Despite the long queues at POSB ATMs, I will always have a soft spot for this heartlanders’ bank. At least for the first 20 years…

CPF, Oh CPF!
Assets

CPF, Oh CPF!

Posted on September 8, 2016June 15, 2021 by My 15 HWW

There are some things in life that you only miss when they are no longer around. Health is one of the first things that comes to…

Is Buying A More Expensive Home Always A Bad Financial Decision?
Assets

Is Buying A More Expensive Home Always A Bad Financial Decision?

Posted on August 15, 2016 by My 15 HWW

Nah, I am not on the lookout for a 2nd property or upgrading my current 5-room Punggol BTO flat. First, I can’t afford it and…

Fixed Expenses Update: 2016
Expenses

Fixed Expenses Update: 2016

Posted on July 8, 2016 by My 15 HWW

As most followers of this blog knows, we record our monthly expenses almost religiously. I have little doubt that this is the best way for us to…

Make Financial Security Your First Long-Term Financial Goal
Assets

Make Financial Security Your First Long-Term Financial Goal

Posted on May 24, 2016 by My 15 HWW

I have not really been reading much finance/investing books recently. But Anthony Robbins’ Money: Master The Game caught my eye from a year back and I…

The Mortgage Conundrum
Assets

The Mortgage Conundrum

Posted on March 29, 2016 by My 15 HWW

A 110 square metre 5-room flat in (so called ulu) Punggol is a place I call home. Time really flies and in the blink of an…

3 Hacks You Need To Know To Own A Brand New BTO
Assets

3 Hacks You Need To Know To Own A Brand New BTO

Posted on November 24, 2015 by My 15 HWW

Assuming the location is the same, and if given a choice, I would think that almost everyone would prefer to buy a brand new house as…

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