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Tag: reduce expenses

Expenses Update: November 2017
Expenses

Expenses Update: November 2017

Posted on December 7, 2017 by My 15 HWW

With Singles Day & Black Friday shopping plus a vacation to account for, it’s not surprising for us to have spent more than $6,000 this…

Why I Spent Some Time Researching On NTUC’s Nursing Homes
Expenses

Why I Spent Some Time Researching On NTUC’s Nursing Homes

Posted on December 4, 2017December 5, 2017 by My 15 HWW

Earlier this year, I talked about how Singapore ranked 5th in the world in terms of life expectancy and the increasing likelihood of us living…

Expenses Update: October 2017
Expenses

Expenses Update: October 2017

Posted on November 6, 2017 by My 15 HWW

There wasn’t many opportunities to spend alot of money in October as both of us were very busy with lessons during the exam period. We…

Expenses Update: September 2017
Expenses

Expenses Update: September 2017

Posted on October 3, 2017 by My 15 HWW

Even though we spent above $4,200 this month, I thought it was quite an impressive feat considering we made a couple of frivolous purchases like…

Expenses Update: August 2017
Expenses

Expenses Update: August 2017

Posted on September 5, 2017 by My 15 HWW

We managed to set a new low for our expenses in August, spending less than $3,150 and after including this month’s expenditure, our average monthly expenditure…

Why I Would Refinance From HDB Concessionary Loan To POSB Home Loan
Assets

Why I Would Refinance From HDB Concessionary Loan To POSB Home Loan

Posted on August 22, 2017 by My 15 HWW

TL;DR: If I were still on the HDB Concessionary Loan for the mortgage of my flat, I would switch over to the POSB Home Loan…

Expenses Update: July 2017
Expenses

Expenses Update: July 2017

Posted on August 1, 2017 by My 15 HWW

We spent less than $3,400 in July and after including this month’s expenditure, our average monthly expenditure this year has been cut to around $4,420. Although we…

Fixed Expenses Update: 2017
Expenses

Fixed Expenses Update: 2017

Posted on July 27, 2017 by My 15 HWW

As most followers of this blog knows, we record our monthly expenses almost religiously. I have little doubt that this is the best way for us to…

Debunking 7 Myths Of Bank Home Loans
Housing

Debunking 7 Myths Of Bank Home Loans

Posted on July 20, 2017 by My 15 HWW

Background In early 2013, when I first received the keys to my BTO flat, I had a mortgage of about $255,000. Like most first-time BTO…

Expenses Update: June 2017
Expenses

Expenses Update: June 2017

Posted on July 5, 2017 by My 15 HWW

We spent about $4,300 in June and yes, even after May’s large travel expenditure, this month includes air tickets too.  After including this month’s expenditure, our average…

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