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Category: Expenses

Our Recent Vacation: The Hedonic Treadmill In Full Gear?
Expenses

Our Recent Vacation: The Hedonic Treadmill In Full Gear?

Posted on November 17, 2017November 18, 2017 by My 15 HWW

We just came back from Taipei a few days ago. It was a 8D7N trip and we only covered two provinces: Taipei & Yilan. If you’re…

Expenses Update: October 2017
Expenses

Expenses Update: October 2017

Posted on November 6, 2017 by My 15 HWW

There wasn’t many opportunities to spend alot of money in October as both of us were very busy with lessons during the exam period. We…

Expenses Update: September 2017
Expenses

Expenses Update: September 2017

Posted on October 3, 2017 by My 15 HWW

Even though we spent above $4,200 this month, I thought it was quite an impressive feat considering we made a couple of frivolous purchases like…

Useful Thought Experiment: Spending $15,000 In A Month
Expenses

Useful Thought Experiment: Spending $15,000 In A Month

Posted on September 26, 2017 by My 15 HWW

I think less than 10% of Singapore households spend above $15,000 in a month. In fact, from this piece of statistic, it seems that even…

Expenses Update: August 2017
Expenses

Expenses Update: August 2017

Posted on September 5, 2017 by My 15 HWW

We managed to set a new low for our expenses in August, spending less than $3,150 and after including this month’s expenditure, our average monthly expenditure…

Reflections On Optimisation And Benchmarking
Expenses

Reflections On Optimisation And Benchmarking

Posted on August 28, 2017 by My 15 HWW

On Optimisation “Huh? I have to eat Cai Peng everytime because it’s the most value-for money? What’s the point of retiring early then?” “What?! Manage…

Why I Would Refinance From HDB Concessionary Loan To POSB Home Loan
Assets

Why I Would Refinance From HDB Concessionary Loan To POSB Home Loan

Posted on August 22, 2017 by My 15 HWW

TL;DR: If I were still on the HDB Concessionary Loan for the mortgage of my flat, I would switch over to the POSB Home Loan…

Expenses Update: July 2017
Expenses

Expenses Update: July 2017

Posted on August 1, 2017 by My 15 HWW

We spent less than $3,400 in July and after including this month’s expenditure, our average monthly expenditure this year has been cut to around $4,420. Although we…

Fixed Expenses Update: 2017
Expenses

Fixed Expenses Update: 2017

Posted on July 27, 2017 by My 15 HWW

As most followers of this blog knows, we record our monthly expenses almost religiously. I have little doubt that this is the best way for us to…

Expenses Update: June 2017
Expenses

Expenses Update: June 2017

Posted on July 5, 2017 by My 15 HWW

We spent about $4,300 in June and yes, even after May’s large travel expenditure, this month includes air tickets too.  After including this month’s expenditure, our average…

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