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Tag: frugality

Thoughts On Cryptocurrency And Freeganism
Philosophy

Thoughts On Cryptocurrency And Freeganism

Posted on December 26, 2017 by My 15 HWW

There are two refreshing and intriguing topics on the investing and personal finance front: Cryptocurrency & Freeganism. They are probably on two extreme ends of…

Expenses Update: November 2017
Expenses

Expenses Update: November 2017

Posted on December 7, 2017 by My 15 HWW

With Singles Day & Black Friday shopping plus a vacation to account for, it’s not surprising for us to have spent more than $6,000 this…

Expenses Update: October 2017
Expenses

Expenses Update: October 2017

Posted on November 6, 2017 by My 15 HWW

There wasn’t many opportunities to spend alot of money in October as both of us were very busy with lessons during the exam period. We…

The New DBS Multiplier Account: The Best Savings Account For Frugal Millennials
Semi Retirement

The New DBS Multiplier Account: The Best Savings Account For Frugal Millennials

Posted on November 1, 2017November 1, 2017 by My 15 HWW

Introducing The New DBS Multiplier Account In early October, a friend alerted me to the revamp of the DBS Multiplier Account. She had received an…

Expenses Update: September 2017
Expenses

Expenses Update: September 2017

Posted on October 3, 2017 by My 15 HWW

Even though we spent above $4,200 this month, I thought it was quite an impressive feat considering we made a couple of frivolous purchases like…

Being “Miserly” To The Mrs?
Philosophy

Being “Miserly” To The Mrs?

Posted on September 13, 2017 by My 15 HWW

I read SMOL’s post on the difference between frugal and miserly with quite a bit of interest. Not to mention the conversation it generated with…

Expenses Update: August 2017
Expenses

Expenses Update: August 2017

Posted on September 5, 2017 by My 15 HWW

We managed to set a new low for our expenses in August, spending less than $3,150 and after including this month’s expenditure, our average monthly expenditure…

Why I Would Refinance From HDB Concessionary Loan To POSB Home Loan
Assets

Why I Would Refinance From HDB Concessionary Loan To POSB Home Loan

Posted on August 22, 2017 by My 15 HWW

TL;DR: If I were still on the HDB Concessionary Loan for the mortgage of my flat, I would switch over to the POSB Home Loan…

Expenses Update: July 2017
Expenses

Expenses Update: July 2017

Posted on August 1, 2017 by My 15 HWW

We spent less than $3,400 in July and after including this month’s expenditure, our average monthly expenditure this year has been cut to around $4,420. Although we…

Fixed Expenses Update: 2017
Expenses

Fixed Expenses Update: 2017

Posted on July 27, 2017 by My 15 HWW

As most followers of this blog knows, we record our monthly expenses almost religiously. I have little doubt that this is the best way for us to…

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