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Semi Retirement Made Earlier & Easier

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Tag: Singapore

My Results After 7 Years In The Market
Goals and Plans

My Results After 7 Years In The Market

Posted on October 19, 2017 by My 15 HWW

I made our first foray into the stock market on 1st November 2010. It’s been 7 years and the 15HWW portfolio currently stands at around…

3 New Local Early Retirement Blogs I Am Following
Semi Retirement

3 New Local Early Retirement Blogs I Am Following

Posted on October 10, 2017 by My 15 HWW

I am actually quite intense when it comes to reading. Especially on personal finance or early retirement stuff. When I stumble onto a great blog,…

Useful Thought Experiment: Spending $15,000 In A Month
Expenses

Useful Thought Experiment: Spending $15,000 In A Month

Posted on September 26, 2017 by My 15 HWW

I think less than 10% of Singapore households spend above $15,000 in a month. In fact, from this piece of statistic, it seems that even…

Why I Would Refinance From HDB Concessionary Loan To POSB Home Loan
Assets

Why I Would Refinance From HDB Concessionary Loan To POSB Home Loan

Posted on August 22, 2017 by My 15 HWW

TL;DR: If I were still on the HDB Concessionary Loan for the mortgage of my flat, I would switch over to the POSB Home Loan…

Ditching OCBC 360… And Moving Onto UOB One?
Assets

Ditching OCBC 360… And Moving Onto UOB One?

Posted on July 12, 2017 by My 15 HWW

Dear OCBC 360,  It pains me to write this break-up letter. I have actually developed real feelings for you during the past 3 years. Over…

Investors Exchange 2017 (29 July)
Semi Retirement

Investors Exchange 2017 (29 July)

Posted on June 26, 2017 by My 15 HWW

I often get emails from readers asking me “How/What/Where Should I Invest?” Honestly, it’s tough to give anything more than a generic answer. Even when…

The Plight Of Low Income Singles Without A Home
Housing

The Plight Of Low Income Singles Without A Home

Posted on June 12, 2017 by My 15 HWW

Over the past few weeks, as preparation for an upcoming talk, I have been gobbling up literature regarding housing affordability in Singapore. And almost everything…

The Big Three: Food, Housing & Transport Costs
Expenses

The Big Three: Food, Housing & Transport Costs

Posted on May 15, 2017 by My 15 HWW

We have averaged about $50,000 worth of annual expenditure for the past few years. Even though I have set a budget of $42,000 early this…

Can You Afford To Pay For Private Hospitalisation Plans In Your Old Age?
Insurance

Can You Afford To Pay For Private Hospitalisation Plans In Your Old Age?

Posted on April 7, 2017March 5, 2018 by My 15 HWW

Raising Of Premiums When I heard this piece of news that meant all insurers were effectively raising the premiums of their Integrated Shield Plans (IPs), I…

Learn To Optimise Your CPF
Semi Retirement

Learn To Optimise Your CPF

Posted on March 9, 2017 by My 15 HWW

CPF is something close to the hearts of Singaporeans. In fact, it is hard to meet an adult Singaporean without strong views on CPF policies or…

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